Mortgage Loan Originator (Bilingual preferred)

This a Full Remote job, the offer is available from: California (USA), Colorado (USA), Illinois (USA), New Jersey (USA)

Job Type

Full-time

Description

The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.

Requirements

Duties and Responsibilities: ? Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer?s home or place of business and away from the bank?s place of business or any office maintained for loan production business purposes. ? Responds to customer/contact inquiries regarding the association's loan products and customer's applications. ? Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry. ? Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods. ? Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions. ? Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products. ? Knows, understands, and complies with current fair lending laws and bank policies and procedures; addresses same at all times. ? Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable. ? Other duties as required.

Necessary competencies:
? Adaptability
? Communication skills
? Customer service
? Interpersonal skills
? Job knowledge
? Judgment
? Leadership
? Planning and organization
? Staff development

Technical Expertise
? Experience in sales is required.
? Experience in customer service is required.
? Experience in mortgage lending along with lending laws, regulations, & guidelines is preferred.
? Experience in commissioned sales is preferred.
? Experience in financial services or banking is preferred.
? Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.
? Bilingual preferred (Spanish)

Education and Experience
? Education: High School Diploma or equivalent is required; Bachelor?s degree is preferred.
? Certification: NMLS is/will be required.
? Years of experience: 3 to 5 years is required.

Physical Environment
? While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
? The employee must occasionally lift and/or move up to 25 pounds.
? The noise level in the work environment is usually quiet to moderate.
? This position is customarily and regularly performed outside of an office setting and hours of work are not structured.

This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position.

This offer from "First Federal Lakewood" has been enriched by Jobgether.com and got a 75% flex score.

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