Credit Risk Analytics - Director
Posted 2025-03-14Description:
? Develop and own credit risk strategy for a lending portfolio and continuously iterate to improve approval criteria, credit limit assignment strategies and portfolio performance
? Establish performance metrics, develop automated reporting dashboards using SQL and Python to monitor portfolio performance
? Hire, train and manage a team of risk analysts to build mature credit risk management practices, with a focus on quality and scalability
? Conduct analysis using advanced data analytics to evaluate trends in portfolio performance and provide recommendations to optimize portfolio risk based on company targets
? Work with cross-functional teams to explore new ways of finding insights from data, identify patterns and trends, and make recommendations to senior leadership
? Design A/B testing strategies for underwriting experiments, evaluate impact and provide recommendations
? Work with external vendors to prioritize and manage product evaluation and data studies
? Regularly work with senior leadership (C-Suite) team members to manage expectations around delivery and present solutions
Requirements: ? Bachelor's degree in a quantitative discipline required (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields) ? 10+ years of experience with data analytics in Credit Risk, supporting risk strategies for consumer lending products ? Hands-on, detail-oriented leader with 6+ years of experience in leading a team of analysts ? Proven track record of developing and implementing effective risk management strategies ? Established experience with relational databases and SQL ? Programming experience with Python ? Strong quantitative and problem-solving skills with key attention to detail ? Experience supporting and working with cross-functional teams in a dynamic environment ? Excellent communication skills and ability to interface with business units and senior leadership (C-suite) across the organization ? Ability to effectively manage multiple cross-functional projects with tight deadlines
Benefits:
? Competitive salary and benefits package
? Flexible, remote work
? Fun, fast-paced work environment
? Dynamic start-up culture
? Convenient downtown Chicago office located in the heart of the city
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