Credit Analyst - Regional Agribusiness Banking Group
Posted 2025-03-14About the position
The position involves preparing analyses and conducting credit investigations for routine credits at CoBank. The role is essential for supporting credit decisions and ensuring compliance with bank guidelines. It includes responsibilities such as account servicing, credit administration, and documentation, while also providing research and statistical analysis support.
Responsibilities
? Prepares analyses and conducts credit investigations of routine credits.
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? Assists in the preparation of credit reports for appropriate staff or committees.
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? Cosponsors or approves credits within prescribed credit limits.
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? Assists with account servicing, credit administration, and documentation.
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? Provides support with research and statistical analyses.
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? Develops credit information for decision-making on loans.
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? Reviews credit and financial information to determine investigation needs.
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? Analyzes financial statements and prepares clear credit reports.
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? Maintains control over current accounts and monitors payment progress.
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? Provides relevant information to internal stakeholders.
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? Prepares and delivers presentations on assigned topics.
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? Develops and utilizes computerized tools for credit analysis.
Requirements
? Bachelor's Degree in business, finance, or relevant discipline.
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? 1 year of experience in credit/finance, preferably in banking or financial services.
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? Basic knowledge of financial analysis, including cash flow and balance sheet analysis.
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? Intermediate knowledge of financial modeling techniques and pro forma financial statements.
Nice-to-haves
? Experience in the banking or financial services industry.
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? Familiarity with industry trends and competitive environment.
Benefits
? Over 15 days of vacation
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? 10 paid sick days
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? 11 paid holidays
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? Medical, Dental and Vision coverage
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? Disability, AD&D, and Life Insurance
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? Tuition reimbursement up to $10,000 per year
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? 401k with up to 6% matching and additional 3% non-elective contribution
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? Robust associate training and development
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? Community Impact initiatives
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? Diversity and inclusion programs
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