2025 Commercial Development Program - Baltimore, MD

Overview: Participates in the assigned Commercial Development Program (CDP) training curriculum. Includes a combination of in-person and virtual training and activities, as well as on-the-job application. Participants will be introduced to the M&T Bank organization while learning Commercial-specific job knowledge, and professional development skills. The program prepares trainees for a position within the Commercial Underwriting or Portfolio Management departments upon completion of the program. Hires will be required to work a hybrid schedule in the office that they'll be hired into for the duration of the Program. However, upon successful completion of the program, participants may have the opportunity to relocate post-program based on business needs. Primary Responsibilities: Complete the ten-month program curriculum through participation in structured classroom sessions, web-based training, individual and group activities, as well as on-the-job assignments. Learn and build upon fundamental credit skills, through introduction to the processes and systems associated with the lifecycle of a loan. Participate in observations and rotations within the Commercial Bank and Credit departments. Partner with department personnel to assist on projects or credit transactions and demonstrate proficiency through completion of the work. Present findings or work product to internal groups as may be required. Partake in professional development, networking, and community-focused activities. Travel will be required for in-person sessions, approximately 1 week at a time throughout the program. Work in a hybrid environment (2-3 days in the office, remainder at home). Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports diversity and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope & Responsibilities: This Commercial Development Program provides classroom and experiential learning. Throughout the program, participants will report to the Commercial Development Program manager, and receive on-the-job guidance from team leads and other department personnel. Trainees will learn fundamental credit skills, gain an understanding of how the Bank operates, and have opportunities to interact with executive management, network, participate in professional development and mentoring. In addition, trainees will develop critical thinking skills through examining industry and market trends, evaluating credit risks, and analyzing client financial performance. As part of a local team, participants will become familiar with the community banking strategy and may be introduced to M&T clients. Upon successful completion of the program, participants will be placed into either an Underwriting or Portfolio Management role, determined by business need and participant interest. Supervisory Responsibility: None Minimum Qualifications: Bachelor?s degree with a 3.0 GPA Work/internship experience Business/Administration Management knowledge Proficient analytical and quantitative skills Excellent written and verbal communication skills Self-motivated with demonstration leadership abilities Willingness and affinity to work as part of a team Demonstrated computer skills. Demonstrated presentation skills Work Visa Sponsorship not offered for this role Ideal Qualifications: Accounting and Finance majors M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 - $43.99 per hour. The successful candidate?s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter. Location Baltimore, Maryland, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people?s lives and uplift the diverse communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T?s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank?s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities?combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values ? integrity, ownership, collaboration, curiosity, and candor ? drive the work we do. We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while continuing to support the growth and development of all our team members. View M&T?s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at [email protected] for assistance. M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.

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