Loan Processor III (2nd Mortgages/Home Equity)

About the position

The Loan Processor III (2nd Mortgages/Home Equity) at Space Coast Credit Union is responsible for preparing loans for closing, ensuring compliance with regulations, and maintaining member relationships. This role involves managing a pipeline of loan files, resolving member issues, and ensuring all documentation is accurate and complete. The position offers opportunities for career advancement and a hybrid work schedule after training.

Responsibilities
? Prepares the loan for closing and ensures all closing documents are correct and compliant with regulations.
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? Ensures loan approval stipulations are met prior to closing and manages third-party requests.
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? Resolves member problems and assesses needs efficiently to maintain profitable relationships.
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? Orders necessary documentation from borrowers and external sources for loan decisions.
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? Reviews asset documentation to ensure compliance with program guidelines.
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? Boards completed loans and disburses funds as necessary.
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? Answers incoming calls and assists applicants with loan inquiries.
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? Maintains up-to-date knowledge of regulations and standards relevant to the position.
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? Handles a pipeline of 30-50 loan files, meeting processing time goals.
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? Communicates with borrowers regarding documentation and file progress.
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? Adheres to productivity and loan quality standards to ensure quality service.
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? Supports sales efforts by providing appropriate product and service materials to members.
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? Demonstrates professionalism and effective communication in all interactions.

Requirements
? 1 to 3 years of prior processing experience in consumer loan products or mortgage loan processing.
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? Associate's Degree or equivalent experience in a related field.
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? Knowledge of State and Federal guidelines related to mortgage lending, including CFPB regulations.
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? Bilingual is preferred.

Nice-to-haves
? Experience as a closer or underwriter with an emphasis on conventional loan products.

Benefits
? Health savings account
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? Disability insurance
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? Health insurance
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? Dental insurance
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? Tuition reimbursement
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? Paid time off
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? Work from home
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? Employee assistance program
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? Vision insurance
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? Opportunities for advancement
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? Life insurance

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