Mortgage Processor - 2988026
Posted 2025-03-15? On-Site Contract Opportunity*
Lighthouse Technology Services is partnering with our client to fill their Mortgage Processor role! This is a 12+ month contract and will be onsite in Ballston Lake. This role will be a W2 employee of Lighthouse Technology Services.
What You'll Be Doing:
? Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience.
? Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.
? Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
? Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met. Work closely with underwriting to quickly resolve any issues or concerns.
? Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, title and homeowners insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists.
? Ensures adherence to all regulatory requirements and guidelines.
? Strong analytical background to evaluate changes required to all regulatory documents.
? Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
? Maintain internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
What You'll Need to Have:
? Associates degree with a minimum of one years mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one years mortgage industry experience.
? -OR- Six months mortgage processing experience plus an additional 6-12 months experience in customer service, operations, or the financial services industry.
? Good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software.
? Versatility and flexibility working within an ever changing fast paced mortgage environment.
? Knowledge of Product, Investor and Compliance Requirements preferred.
Pay Range: $20-$28/hr
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