Director of Decision Analytics and Underwriting

About the position

The Director of Decision Analytics and Underwriting plays a crucial role in the success of Cash Factory USA by providing leadership and strategic guidance in customer risk management and profitability programs. This hands-on position involves developing and implementing underwriting and loan performance strategies for the consumer lending business, ensuring loan portfolio growth, and collaborating with senior management on product development and pricing.

Responsibilities
? Develop and implement underwriting and customer performance models.
,
? Build, implement, and monitor models/strategies for responsiveness, pricing, and effectiveness of marketing channels.
,
? Monitor trends and maintain knowledge of market and industry developments related to underwriting and pricing models.
,
? Manage key metrics of the loan portfolio to achieve a risk/reward balance.
,
? Create and monitor lending policies and guidelines to ensure compliance with regulations.
,
? Ensure loan documentation is timely, complete, and accurate.
,
? Participate in the strategic planning process with senior managers.
,
? Serve as the principal technical advisor for consumer loan loss experience.
,
? Present information and business plans to the Credit Committee.

Requirements
? B.S. degree in Mathematics, Statistics, Operations Research or other quantitative disciplines; Master's degree preferred.
,
? Six to eight years of experience in lending principles, model development, and deployment in a consumer financial fintech or lending company.
,
? Minimum of 3 years of management experience.
,
? Advanced SQL and Python coding experience.
,
? Advanced knowledge of statistics and analytical tools.
,
? Experience in building statistical models from start to finish.
,
? Strong leadership abilities and interpersonal skills.

Nice-to-haves
? Experience in subprime lending or credit card lending.

Benefits
? Dental insurance
,
? Health insurance
,
? Paid time off
,
? Vision insurance
,
? Bonus opportunities

Apply Job!

For more such jobs please click here!